Continued Care Retirement Communities
CCRC | Full Service Senior Retirement Communities
A continuing care retirement community (CCRC) is a residential community designed for active, independent adults age 60 and up. A CCRC offers residents a variety of floorplans including apartments, condos, villas and cottages. More importantly, a CCRC offers its residents peace of mind knowing that as their needs change, progressive levels of on-site healthcare are available, from an outpatient clinic to assisted living and skilled nursing care. A CCRC offers a “no-worries” lifestyle with services such as home maintenance, housekeeping, meals, lawn care, and more. Here are a few frequently asked questions about CCRC that you may find helpful:
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Benefits
What happens when your care needs change?
As the name implies, a Continuing Care Retirement Community (CCRC) offers progressive levels of care. People live here with the peace of mind knowing that as their needs change, the care will be there for them.
a. Independent Living – Typically a portion of the area is designated for Independent living. These units can be comprised of apartments and/or free standing villas or cottages for those who require no assistance with activities of daily living.
b. Assisted Living – An intermediate level of care available when someone needs help with some activities of daily living but does not require 24-hour skilled nursing care.
c. Skilled Nursing – Skilled nursing care is usually available on both a long and short-term basis and provides for 24-hour skilled nursing care.
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What is included in the monthly fee?
Continuing Care Retirement Communities offer various services that are included in the monthly fee. These services can include:
a. Complete maintenance of residence
b. All utilities, including heat, A/C, water, sewer, electric, and basic telephone and cable TV services.
c. Weekly housekeeping and twice yearly heavy housekeeping, including window washing, refrigerator, and oven cleaning.
d. Weekly laundering service for sheets and towels
e. Your choice of breakfast, lunch or dinner daily
f. Scheduled transportation to local shopping, religious services, attractions and entertainment.
g. Real estate taxes included
h. Home and yard maintenance
i. Trash and snow removal
j. Upkeep of all common areas, grounds and residences.
k. Around-the-clock security covering all campus buildings, residences and grounds.
l. Personal emergency response call system in each residence
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How do Continuing Care Retirement Communities differ from other retirement communities?
Continuing care retirement communities typically offer three distinct contract types
Type A (extensive agreement)
Type B (modified agreement)
Type C (fee-for-service)
The difference between these contract types is the amount of assisted living and nursing care included in your contractual agreement with the community.
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